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Broken Loyalties – Grift and Waste in Veteran Charities

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Editorial
Editorial
Gaslighting The Warfighter
Gaslighting The Warfighter
October 1, 2025
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Serving our nation's veterans is a sacred trust, a societal commitment to honor their sacrifice by providing unwavering support when they return home. Americans, guided by a deep sense of gratitude, donate billions of dollars each year with the heartfelt belief that their money will help those who have served. While the vast majority of the more than 40,000 veteran-focused charities operate with integrity, a number of organizations have profoundly broken this trust. Through alleged criminal fraud, deceptive fundraising, and gross financial mismanagement, they have betrayed both their donors and the very community they claim to serve. Any abuse of this sacred trust is unacceptable, and shedding light on these failures is crucial for accountability and informed giving.

Direct Fraud and Criminal Deceit

The most egregious betrayal comes in the form of direct, intentional fraud, where the guise of helping veterans is nothing more than a cover for personal greed. A recent and stark example is the case of the YIT Foundation and its founder, Sharon Toney-Finch. In May 2024, the U.S. Attorney's Office for the Northern District of New York announced a federal indictment against Toney-Finch on charges including wire fraud, theft of government funds, and stolen valor.

The indictment alleges a multi-year scheme, running from 2019 through September 2023, where she not only solicited donations for her fraudulent charity but also allegedly defrauded the VA of benefits and applied for COVID-19 pandemic relief funds for a business that did not exist. She is accused of raising money through a GoFundMe campaign, falsely claiming it was for homeless veterans who were displaced by a fire. Instead of going to veterans in need, the funds were allegedly used for personal enrichment, including retail shopping, trips to Las Vegas, and a down payment on a vehicle. The stolen valor charge adds another layer of insult, accusing her of falsely claiming to be a decorated, wounded Army veteran to lend credibility to her schemes. This case represents a calculated deception that exploited the public's goodwill and directly stole resources meant for vulnerable veterans.

The Pervasive Failure of Financial Mismanagement

Beyond outright theft, a more common but equally damaging failure is systemic inefficiency, where the vast majority of donations are consumed by fundraising and administrative costs, never reaching the veterans themselves. The Disabled Veterans National Foundation has been a poster child for this issue for years. According to investigative reporting by The Center for Public Integrity and ongoing "F" ratings from the watchdog group CharityWatch, the DVNF's financial model is deeply flawed. Their analysis of the charity's 2022 fiscal year revealed the organization spent a shocking $101 to raise every $100 in cash donations, with a dismal 5% of its expenses going toward its actual programs.

DVNF’s strategy relies heavily on costly and emotionally manipulative direct-mail campaigns. These letters often target vulnerable populations, particularly the elderly, with heart-wrenching stories and small "gifts" like address labels to guilt them into donating. In reality, the lion's share of the money raised goes to the for-profit companies that run these mail campaigns, creating a cycle where donor money primarily fuels more fundraising, not veteran services.

This pattern of inefficiency is not an isolated incident. The Coalition to Salute America's Heroes also consistently earns an "F" from CharityWatch, which has placed the charity in its "Hall of Shame." A key concern highlighted by the watchdog is the substantial salary of its top executive, which has in the past been one of the highest among all veteran charities. When an organization with such poor financial performance pays its leader a six-figure salary, it demonstrates a severe misalignment of priorities. Similarly, Adoptaplatoon received an "F" rating due to its heavy reliance on professional fundraisers. As analyzed by The Nonprofit Times, this model is inherently inefficient for donors, as the for-profit fundraising companies are contractually entitled to keep a large percentage of every dollar they collect before the charity sees a single cent. For these organizations, the mission to serve veterans appears secondary to the business of raising money.

The duty to care for our nation's veterans is a solemn responsibility held not just by the government, but by every organization that claims this noble cause as its own. Serving veterans is a sacred trust, and any violation of that trust, whether through malicious fraud or inexcusable wastefulness, is a profound disservice that harms everyone. These incidents undermine the public's confidence and steal resources from the reputable charities doing vital work on the ground. This is a stark reminder for donors to move beyond emotional appeals and practice due diligence. Before donating, take a moment to research organizations on watchdog sites like CharityWatch, GuideStar, or the BBB Wise Giving Alliance. By doing so, you ensure that your generosity truly honors the sacrifices of the American veteran. Any abuse of this trust is, and always will be, unacceptable.

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